I turned the corner on a warm, mid-February, Charlotte morning. It was shortly before ten and the sidewalk was dead. I was in my normal outfit of jeans and a non-ironed button-down, shabbily tucked in and looking a bit disheveled under a casual sports coat. This had become the normal uniform since I took early retirement at my doctor’s suggestion. I still went to the office in one of the buildings around Trade and Tryon. I liked to gauge the market based on the feel of the trading room and see if any of the youngsters had anything exciting going on. Plus, it kept me to the routine I had followed for years since moving here from Chicago.

I snaked my way through the neighborhood on my way back to my loft a few blocks away from the bustle of the main banking area. North and west, north and west, I chiseled a path past some restaurants, bars, and cafés along the way.  I stopped to extract something from my eye at the corner of a small, one-way, single-lane, stone road. As I put my steel-framed glasses back on, I noticed a group of college girls laughing and joking while drinking their overpriced coffees in the outdoor seating of a quaint café. In front of them were a pair of beautiful, red suede heels at the ends of two deliciously toned and shaven legs, belonging to what must be a goddess. Her body and face were hidden by a pole separating that area from the bar closer to me. 

As if she knew I was gawking at her, she extended her left leg to a full stretch before gently placing her lengthy heel on the ground and crossing it with her right. The matching red nails that tipped her long fingers gently grazed over the taught thigh and eased it into proper position. 

The college girls looked as amazed as I felt. Their conversation and laughter had stopped on a dime to watch the beauty adjust. I, too, adjusted my path, making a left to walk in her direction with purpose and intent. I could not let this opportunity pass. As I got closer, I noticed that she was wearing a white shirt and blazer outfit covered by a tan, silk, light coat. No blouse. Her face was flawless and a short, black haircut framed her features perfectly. She was magnificent with a scarlet kiss!

I looked into her dark eyes and her contented look turned to one of disdain as I approached. “That is quite an ensemble of red!”

Head tilted, she was confused by the comment directed at her. “Excuse me?”

My hand extended. The girls were dumbfounded behind her. “Hi. My name is Frank.” Hopeful. “Yours?”

“Fuck you.” She uttered quietly and calmly.

“I’m sorry?”

“Yes, you are. You fucking dope.” 

I ran my hand over the stubble of my cheeks and chin. “Nice language for someone who tries to present themself as cultured. Have a nice day, bitch!” I walked past the gaggle of giggling girls with a smirk and wink.

“Hey, assclown! Do you have any idea who I am?”

I stopped in my tracks. I shot a glance at the girls, then turned and sauntered back the few steps to the table. I dumped my messenger bag at the side of her chair. Her crossed legs jumped and landed with both heels on the ground. I pulled the chair across from her to face her as I took a seat and leaned on my elbow. I stared into the dark eyes of the enemy, my chin propped in my left palm, elbow on the table. I gathered her coffee and took a sip with my right pinky extended. “Yes. I know exactly who you are.”

She returned an equally strong stare. “Who am I, dick?” A whoooo came from the onlookers.

“As far as I see it, you are a spoiled little bitch. Maybe your boyfriend/sugar daddy is out of town, so you decided to get all dolled up and tease some bankers. The problem is, you live close by and your feet hurt too much to make it out to Trade, so you stopped here.”

“Maybe I’m waiting for my banker boyfriend who is also a bodybuilder and is going to stomp your ass?”

I laughed. “I doubt it. If he did exist, which he doesn’t, he wouldn’t have the confidence to let you out dressed like that.” A sardonic grin crept across my face. “Actually, what you are is a scared, naughty little school girl out playing dress up.”

“I don’t see any knee socks or plaid skirt!”

“You know what happens to naughty schoolgirls? They get spanked!”

“Oh yeah? Who’s going to do that? Certainly not a loser like you, fuckbag!” She reached back, loaded, and started to slap at me. 

I caught her wrist and used her momentum to quickly spin her from her chair and onto my lap. I caught her and held her tight, our faces inches apart. She could smell her coffee on my breath as the corners of my mouth peaked. “Give us a kiss, Valerie.”

A huge smile. “Gladly, fuckbag.” Her red lips enveloped mine and her tongue entered my mouth. 

The college girls didn’t know what to do.

“I like what you bought on your little shopping trip yesterday.” I slipped a finger down the waist of her shorts and felt the satin and lace of her panties. “Ahh. Muted plaid panties for the schoolgirl?”

She pushed back, surprised. “How the fuck did you know? How did you see them?”

I smiled smugly. “That’s my superpower!”

“Ok, panty man! Take me home and put me over your knee!”

“It looks like it might rain again. How about we just go back and snugglefuck all day?”

“Sounds good, but the walk might kill me.”

I held her hand and helped her up. “No problem.” I turned my back to her. “Up! Piggyback!”

She struggled to jump in her high heels on the uneven ground. Two of the younger girls came over to give her a boost, giggling. “You two know each other?”

“Thanks!” They lift her into his grasp. “He’s my sugar daddy!”

As I walked with her securely on my back, she somehow worked my bag off my shoulder and over her head and shoulder.  She clutched me tightly and buried her face in my neck, taking a deep whiff. “Spicy Orchid this morning?”

“I know you like that one.”

“I do!”

“Someone told me it would make you want to jump my bones.”

“They were right, but I always want to jump your bones!” She bit my neck and licked my ear.

The walk was only a few blocks, but she held me tightly and we shared some laughs. I could feel her grind her crotch into my lower back. She enjoyed the sensation of the friction as I took each step and even let out a little moan as I scaled or dropped off a sidewalk.

As we got closer to our building, Valerie clutched me around the chest. She hiked her hips up into me and whispered, “Frank, I love you!”

We entered the building and crossed the lobby. My little helper stretched to reach the button for the elevator. “Up, please!”

“I would prefer to go down.”

“I know you would, you dirty man. Always thinking about yourself!”

As I let her down I confirmed, “I was talking about me going down on you!”

Valerie clutched my arm. “I know you were. You always want to taste me! When do I get to have my fun?”

The doors opened and we entered. I inserted my key and turned it to PH. “Me going down on you isn’t fun for you? Since when?”

She bit at my lip and grabbed my package through my jeans. “It is fun! You know I love it! I just like sucking your dick, too!” The bell chimed and the doors opened to the wide expanse of the top floor. We had the entire west side of the building. It wasn’t fully light yet as the sun was on the other side of the building, working its way to our side.

We were greeted by a very excited one-year-old labradoodle, Archie, and a rather large but sleepy bull mastiff, Magie. 

She kicked out of her shoes and gave the dogs kisses before kissing me and heading to the bedroom, but not before giving me another cup check. She informed me that she was going to prepare for her spanking. She discarded her coat on the back of the couch and started to work the buttons on her blazer as she rushed through the open door to the bedroom. “Music, please!”

“Way ahead of you.” I grabbed the tablet from the island counter and searched for the perfect snugglefuck music. The soundtrack to Braveheart was one of our favorites for a day like this.

As the first notes filled the apartment, a sweet, yet loud voice echoed through the rafters. “I was hoping you were going to pick this. I love it! Are you getting undressed?”

“I’m taking off my belt.”

“You had better be taking off more than that, mister!” Her voice got softer as she approached and then stood in the doorway. She still had her blazer on but opened to the point that I got a nice view of the center of her chest and navel. Her bra was gone. Panties were the only clothing on her lower half. I was right:  a very soft, pink, plaid pair of satin panties rimmed in lace. Her beautiful, firm legs stood atop the red pumps again. She was beautiful, and I considered myself to be a very lucky man that she had made me hers.

I unbuttoned the top few buttons of my old shirt and pulled it over my head, leaving my T-shirt underneath. “I think you look too lovely to use the belt on you.” I tossed it on top of her coat on the couch. 

“Did you like my outfit?”

“I did!” As I moved in to scoop her up I asked, “Did you enjoy wearing it for me?”

“Yes!” I picked her up. Her legs wrapped around me and she threw off a shoe. We attacked each other as I quickly carried her across the hardwood floor, up the one step to the large four-poster bed and tossed her gently onto the fluffy covers amongst a variety of pillows. “My little panties have been soaked all day waiting for you to discover me!” She struggled out of her coat, only getting one arm out as I climbed between her legs and devoured her mouth and neck again. 

Arms embraced my neck, then nails scratched at my back as we rolled around in the thick, soft covers. I rolled onto my back and perched her on top of me. We took a moment to look into each other’s eyes and feel the love that we shared. I sat up and pulled her to me, working my scruffy face down her neck and onto her chest. Her delightfully round B cups felt perfect in my hands and then surrounded by my lips.  My tongue circled and flicked her hard nipples and she pulled my hair, tugging my head back. 

“Why the fuck do you still have pants on?”

“You didn’t take them off yet!”

She threw me back and tugged at the button, then nearly broke the teeth of my fly as she tore it open. She tugged at the waist of my jeans. She lumped the denim and my TJs together to remove them all at once.“Come on! Help me!” She got on her knees as she struggled. I chuckle at her plight but helped her nonetheless. She stood on the bed and nearly fell over as she pulled from the cuffs of my legs to free me from the heavy fabric.  I had to grab a flailing hand to save her from taking a tumble and pulled her back down onto her knees. 

“There’s my prize!” She grabbed my hard cock. After a quick lick at the underside of my pronounced head, she took it into her throat. One hand was at the base and the other pulled at my hip. I felt her amazing tongue flick back and forth just below the head as she peered up at me. Moans of pleasure came from us both. She closed her eyes and took me deep, then all the way out very slowly, pausing at the tip with just lips and a soft tongue. She had a wet smile as she probed my hole with her pointed tongue. 

I saw my opportunity and took it. My hands under her arms, I lifted her light, unsuspecting body back up on top of me and then under me as I rolled to take control. She pushed at me, but my weight was too much. She frowned playfully. I kissed her pursed lips and forced her to smile. 

“Not fair!”

I pulled back. “V?”

Like a petulant child, she pouted, “What?”

“I love you!”

A smile crept through. “Say it again.”

Softly. “I love you, Valerie.” My hand slid down her side and under her ass. I pulled her thigh out from the inside and felt how wet her panties were over her hot snatch. “I love you and I want to taste you.” The glazing over of her eyes told me she had accepted what she knew was her fate when she first saw me this morning.

The muscles in her thighs relaxed and she allowed them to fall to the side. I pressed my chest into her and slid forward up her body. I felt the heat between us as I ran my stiff cock over her pussy through her already-soaked panties. She tried to push at them, but my stiff dick forced the satin just between her pulsating lips as the rim of my head rode over her eager clit, first on the way up, then harder on the way back down. I kissed her lips, down her neck and between her tits, over her stomach and onto the fabric of her panties. 

She tried again to remove the panties, but I trapped her hands. I curled her fingers under the hip lace and forced her hands up by taking her wrists. The satin pulled tight on her enlarged lips. The stitched seam of the garment split her and rode over her clit. Her ass tightened with the sensation. I sucked at each lip individually. My strong tongue forced the soft plaid into the outer regions of her welcoming hole. My sucking causes her to squirm and try to free her wrists from my grasp. I rubbed my face and nose up, down and around the smooth fabric covering her roasting womanhood. My breath added to the heat and she lifted her legs to spread her ass and allow me access over the cover of the panties. I licked her from between those lovely cheeks and up the length of her pussy to her clit, where I battled with the seam to get direct access to her button. I eased up on her wrists to give some slack in the now stretched panties and used the stitched seam on her button. I sucked her clit while flicking the satin across her sideways, which caused quite a reaction of thrusting onto my dripping lingua.

I released Valerie’s wrists. I looped the thumb and middle finger of my left hand under the upper lace of her panties and pulled it toward her belly the way I had forced it with her hands. My right hand was at her pubic region, very close to her hot button, but under the edge of the panties. I forced my hand between the satin and the silky-smooth flesh of her womanhood. My palm ran down the length of her, then on the second pass, my fingers glided through her slit. She kicked at this and her breaths became deeper and quicker. 

I eased the strain on the panties and even pulled them down a bit as I continued to suck her clit as if giving her head. With her folds covered by the soaked plaid, I work my middle finger inside her. The satin acted as a condom to my finger as I ventured halfway in before retreating. I added my ring finger and pushed the satin inside her with both digits, past the halfway point and then fully in.  I sucked hard on her twitching button as my thumb pressed just below it and my fingers fucked her, pushing out from inside to meet the pressure of my thumb.

Valerie started to fuck my hand and mouth. I reached under her waist with my left hand and tried to control her but to no avail. She knew where she wanted to be touched and how she needed to direct herself on my mouth. She muttered indecipherable moans of pleasure as she rocked onto my fingers, which she fucked as if they were a hard-sheathed cock. Her hands moved between my hair and pounding on the mattress as her hips lifted higher off the bed. Her screams grew louder and more intense as she took the full length of my strong fingers. I found her spot, and as her hips dropped to the bed, I forced my mouth harder onto her clit, sucking hard and holding her down. She fought but succumbed with a loud scream of hot pleasure.  She ripped the duvet from the side of the bed and covered me.  She exploded on my fingers which were crushed by the clenching of her strong kegels.  She came hard, soaking the already-drenched panties, my arm, and the duvet cover. Her hips continued to buck and quiver.

Releasing the covers, she fumbled to force my face out of her soaked crotch, but I would not give up and gently licked sideways at her still-trembling button. She pushed the covers off my head and reached clumsily to my chin and ears to pull me up on top of her. Her eyes half open, she kissed me and held me close so our hearts could beat together.